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Finance Β· Germany (DE)

Kontist

Digital banking for freelancers and self-employed.

Visit Kontist β†—

The switch

Mercury→Kontistalso replaces Brex, Stripe Corporate Card

About

Kontist provides digital banking services specifically tailored for freelancers and the self-employed in Germany. It offers business accounts with integrated tax features, invoicing, and expense management, simplifying financial administration. As a German fintech, it ensures compliance with European banking regulations and data protection standards.

Why we recommend it

  • Digital business account
  • Tax automation
  • Invoicing tools
  • Expense management
  • German banking license

EU vs USA

Kontist vs Mercury

Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.

Criteria
πŸ‡ͺπŸ‡Ί Kontist
πŸ‡ΊπŸ‡Έ Mercury
Headquarters
Germany
San Francisco, USA
Jurisdiction
Germany
USA
Data location
Germany
US
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Privately held
Mercury Technologies
Founded
2016
2017

Compare head-to-head

Kontist vs the US incumbents

See all European alternatives to Mercury, Brex and Stripe Corporate Card.

Spread the word

Help a friend switch β€” every share moves a European alternative forward.

πŸ‡ͺπŸ‡Ί European & decentralised