Finance · United Kingdom (GB)
Monese
A mobile money account for everyone, everywhere.
The switch
Chime→Monesealso replaces Varo
About
Monese offers a fully mobile current account for people on the move, including those who have recently arrived in a new country. It provides easy-to-use banking services through its app.
Why we recommend it
- Easy account opening
- International money transfers
EU vs USA
Monese vs Chime
Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.
Criteria
🇪🇺 Monese
🇺🇸 Chime
Headquarters
United Kingdom
San Francisco, USA
Jurisdiction
United Kingdom
USA
Data location
Europe
US
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
Yes
End-to-end encryption
No
No
Open source
No
No
Ownership
Private
Chime Financial
Founded
2015
2013
Compare head-to-head