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Finance Β· Germany (DE)

Payhawk

The all-in-one spend management platform for growing businesses.

Visit Payhawk β†—

The switch

Expensify→Payhawkalso replaces Brex, Ramp

About

Payhawk offers a unified platform for corporate cards, expense management, and accounts payable. It provides real-time visibility and control over company spending.

Why we recommend it

  • Unified spend management
  • Real-time control

EU vs USA

Payhawk vs Expensify

Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.

Criteria
πŸ‡ͺπŸ‡Ί Payhawk
πŸ‡ΊπŸ‡Έ Brex
Headquarters
Germany
San Francisco, USA
Jurisdiction
Germany
USA
Data location
Germany
US
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Private
Brex Inc.
Founded
2018
2017

Compare head-to-head

Payhawk vs the US incumbents

See all European alternatives to Expensify, Brex and Ramp.

Spread the word

Help a friend switch β€” every share moves a European alternative forward.

πŸ‡ͺπŸ‡Ί European & decentralised