Payment Processing · United Kingdom (GB)
Synapse
Banking and payment infrastructure for innovative companies.
The switch
Stripe→Synapsealso replaces Dwolla, Marqeta
About
Synapse provides a robust API for building financial products, enabling businesses to offer banking, payments, and card services. It's a key player in the embedded finance space.
Why we recommend it
- Embedded finance solutions
- Global payment network
EU vs USA
Synapse vs Stripe
Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.
Criteria
🇪🇺 Synapse
🇺🇸 Stripe
Headquarters
United Kingdom
San Francisco, CA, USA
Jurisdiction
United Kingdom
USA (CLOUD Act, FISA 702)
Data location
Europe
Global, US-controlled (AWS)
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Private
Stripe Inc. (private, US)
Founded
2014
2010
Compare head-to-head
Synapse vs the US incumbents
Stripe vs Synapse
Side-by-side decision page →
Dwolla vs Synapse
Side-by-side decision page →
Marqeta vs Synapse
Side-by-side decision page →
See all European alternatives to Stripe, Dwolla and Marqeta.