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Finance Β· Denmark (DK)

Pleo

Corporate cards and spend management for European companies.

Visit Pleo β†—

The switch

Brex→Pleoalso replaces Ramp, Divvy

About

Pleo issues smart company cards with automated expense reports, used by 30k+ EU SMBs.

Why we recommend it

  • Issued under EU e-money licence
  • Real-time expense reports
  • Direct accounting integrations

EU vs USA

Pleo vs Brex

Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.

Criteria
πŸ‡ͺπŸ‡Ί Pleo
πŸ‡ΊπŸ‡Έ Brex
Headquarters
Copenhagen
San Francisco, USA
Jurisdiction
Denmark
USA
Data location
EU
US
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Private
Brex Inc.
Founded
2015
2017

Compare head-to-head

Pleo vs the US incumbents

See all European alternatives to Brex, Ramp and Divvy.

Spread the word

Help a friend switch β€” every share moves a European alternative forward.

πŸ‡ͺπŸ‡Ί European & decentralised