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Head-to-head Β· Finance

Brex vs Pleo

Which one to pick in 2026 β€” comparing πŸ‡ΊπŸ‡Έ Brex with the European alternative πŸ‡ͺπŸ‡Ί Pleo on the things that actually decide who can read your data.

πŸ‡ΊπŸ‡Έ BrexvsπŸ‡ͺπŸ‡Ί Pleo

Verdict

  • Who has stronger privacy guarantees by law?

    Pleo β€” GDPR-native and outside the US CLOUD Act / FISA 702 reach.

  • Which one encrypts your data end-to-end by default?

    Neither ships full E2E by default β€” check the table for nuance.

  • Which one tracks you for ads?

    Neither monetises through ad tracking.

  • Which one is open source?

    Pleo is not fully open source β€” check details.

Side-by-side

Brex vs Pleo β€” full comparison

Criteria
πŸ‡ͺπŸ‡Ί Pleo
πŸ‡ΊπŸ‡Έ Brex
Headquarters
Copenhagen
San Francisco, USA
Jurisdiction
Denmark
USA
Data location
EU
US
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Private
Brex Inc.
Founded
2015
2017

Make the switch

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Corporate cards and spend management for European companies.

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πŸ‡ͺπŸ‡Ί European & decentralised